Why the House Becomes the Sticking Point
Divorce already demands tough choices. The family home adds emotion, paperwork, and monthly costs that keep ticking. If neither spouse wants (or can afford) the property, the quickest path to clarity is turning the house into cash and dividing the proceeds. A direct, as-is sale removes repairs, showings, and lender delays so you can meet court timelines with less back-and-forth. For a step-by-step overview of how our process works from first call to closing, visit How to Sell Your House.
First Decisions to Make—Together or Through Counsel
Who can sign and who will coordinate?
If both spouses are on the title, both typically sign. Agree early on a single point of contact—either one spouse or your attorney—to schedule the walkthrough, receive the offer, and relay decisions. If a court order governs the sale, we follow that directive.
What matters more: speed or top-line price?
A traditional listing might fetch a higher headline price, but it often takes more time, repairs, and multiple negotiations. If the priority is to finish the sale and finalize the divorce, an as-is cash offer trades some potential upside for certainty and a fast close. You can request a no-obligation number anytime here: Get a Cash Offer.
Options to Sell the House During Divorce
List on the open market
The MLS can work if the home is move-in ready and both parties can agree on pricing, repairs, access for showings, and who pays which costs. Expect staging, inspections, appraisal risk, and possible re-negotiations—each adds time that may conflict with court dates.
Direct, as-is cash sale
You skip make-ready work and buyer financing. There’s one short walkthrough, a clear offer, and a closing date you choose together. Proceeds are wired per your settlement agreement or court order. See seller experiences on our Reviews.
How Proceeds Are Calculated (So You Can Divide Fairly)
Start with “net,” not sticker price
Your bottom line is offer price minus mortgage payoff(s), taxes, and HOA prorations, and customary closing items. Because a direct sale has no agent commissions and minimal fees, the math is straightforward. Ask us for a simple net sheet so both sides see the same numbers.
After-Repair Value and condition
We estimate what the home would sell for updated ARV), subtract verified renovation and holding costs, and include a fair margin. Major systems, roof, and foundation drive risk—those are priced into the offer, so you don’t have to fix anything up front.
Timeline adjustments
If you need a lightning-fast close to meet a deadline, we can often accelerate. If you need a bit more time to coordinate a move-out or paperwork, we can schedule accordingly. Flexible dates keep the divorce plan on track.
Handling Liens, Payoffs, and Paperwork
Title work handled by a local attorney
The closing attorney pulls the title, orders payoff statements, and ensures any liens (including potential judgments) are addressed at closing. If spousal buyout discussions are ongoing, the attorney can hold instructions in writing so funds are disbursed precisely as ordered.
Mortgage in one name—or both?
If only one spouse is on the note, proceeds still generally flow according to your settlement or court order. Clearing the mortgage at closing helps both parties move forward without lingering debt ties.
Occupancy and Possession Without Drama
Who stays until closing?
If one spouse is in the property, we coordinate a single, scheduled walkthrough that respects privacy—no open houses or constant traffic. At closing, possession transfers to the buyer. If you need a short post-closing window to move, ask about a written holdover or rent-back; it’s often possible in an as-is cash sale.
Personal property and “leave-behind”
Decide early what stays and what goes. If splitting belongings will slow the sale, consider a leave-behind arrangement for non-essentials—the buyer will remove items after closing. Simpler logistics mean fewer flashpoints.
Privacy, Safety, and Communication
One channel, one set of facts
To reduce friction, we send the same written offer and net sheet to the agreed point of contact (or to each attorney). That way, everyone reviews identical information, and decisions stay documented.
Respectful access only
We’re not running open houses. Expect one brief visit—no surprises. If protective orders or safety concerns exist, tell us up front so the attorney can schedule access accordingly.
When Listing Still Makes Sense
Turnkey homes in hot pockets
If the house is updated, vacant, and in a high-demand school zone, the MLS might maximize the price. Just weigh commissions, prep costs, and extra months of payments against your net—and against the time value of finishing the divorce.
Unique properties
Custom builds or homes with exceptional land sometimes command premiums on the open market. We’re happy to provide a cash baseline so you can compare risk, time, and certainty.
A Simple Timeline You Can Depend On
Share the basics
Send the address, condition, and target date (or court deadline). If you want a primer before you start, read our How to Sell Your House guide.
One walkthrough, then a transparent offer
You’ll receive a clear number with no agent commissions and an explanation of what fees we’ll cover. We can include a net sheet that matches your settlement structure so each side sees expected proceeds.
Close on your chosen date.
We coordinate with your attorney to prepare documents and wire funds per your agreement. If you need to confirm coverage in your city, check our Service Area. Want to know more about our team? Visit About Us, or reach out on Contact Us.
Ready to Move On—Without the Repairs and Delay?
If you’re selling a house during a divorce, certainty and fairness matter most. Request a no-obligation, as-is cash offer, compare your net, and choose a closing date that aligns with your timeline. Start here: Get a Cash Offer.